World Watch/Belgium/Starting a Business

Starting a Business · Belgium

Starting a business in Belgium: foreigner's guide (2026)

ModerateBelgian Companies and Associations Code (CCA/WVV) with mandatory registration in the Crossroads Bank for Enterprises (CBE/KBO); FPS Economy and accredited business counters administer setup; professional cards for non-EEA nationals are governed at regional level (Brussels Economy & Employment, Flanders, Wallonia).Country index 90 · A+

Belgium shaded by its starting a business status

Belgium permits 100% foreign ownership of companies and has abolished the minimum capital requirement for the most common company form (BV/SRL), but incorporating a company is a multi-step process requiring a notarial deed, a two-year financial plan, and registration with the Crossroads Bank for Enterprises. EU/EEA and Swiss nationals can start a business on equal footing with Belgians; non-EEA nationals must additionally obtain a professional card before operating as self-employed. The process is well-defined and accessible but involves several mandatory formalities, placing it in the moderate range for a foreigner.

Key points

Foreign ownership

There are no general foreign-ownership limits on Belgian companies; non-residents may fully own and direct a Belgian company. EU/EEA/Swiss nationals enjoy the same freedom of establishment as Belgians, while non-EEA nationals need a professional card to act as self-employed.

Company form & minimum capital

The BV/SRL (private limited company) is the standard form and has no fixed statutory minimum capital — founders must instead provide 'sufficient' starting funds justified in a financial plan. The NV/SA (public limited) still requires €61,500 of capital.

Notarial deed & financial plan

Companies with legal personality (BV/SRL, NV/SA) must be incorporated by a notarial deed (articles of association) filed with the enterprise court registry, and founders must prepare a mandatory financial plan covering the first two years of operation.

CBE/KBO registration & enterprise number

Every business must register in the Crossroads Bank for Enterprises via an accredited business counter (around 140 offices) to obtain a 10-digit enterprise number; registration must occur no later than the day activity begins. Sole proprietors go directly to a business counter.

Professional card for non-EEA nationals

Non-EU/EEA/Swiss nationals must hold a professional card to work as self-employed or run a company in Belgium; it is granted regionally for up to 5 years (initially ~2-year probation) and applied for at a Belgian diplomatic post abroad or an enterprise counter if already resident.

Further formalities (VAT, social fund, permits)

After CBE registration, businesses must activate a VAT number, affiliate with a social insurance fund for the self-employed, and obtain any sector-specific permits. A Belgian registered office and a business bank account are also required.

Timeline - major decisions & events

Oct 1, 2025lawofficial
Wallonia abolishes business management skills requirement

From 1 October 2025 Walloon entrepreneurs no longer need to prove basic management knowledge to register a business, mirroring Flanders' 2018 reform and lowering the barrier to start a sole proprietorship.

Wallonia (SPW Économie)
Feb 3, 2025guidance
New federal government pledges to simplify UBO and start-up admin

The incoming federal coalition announced plans to cut administrative burden on companies, including streamlining UBO-register filings via automated data exchange so businesses report details only once.

Klea Legal
Mar 27, 2024law
Law of 27 March 2024 amends the Companies and Associations Code

Reform updated company-size thresholds (micro/small company and small group), affecting which reporting and audit obligations newly formed companies face, plus listed-company governance rules.

Lydian
Jan 1, 2024law
Deadline to align all articles of association with the 2019 Code

All pre-existing Belgian companies and associations had to bring their statutes into line with the Code of Companies and Associations; abolished legal forms were automatically converted, completing the 2019 reform's transition.

Crowell & Moring
Feb 17, 2023law
Belgium restricts public access to the UBO register

Following the CJEU ruling, legislation effective 17 February 2023 limited consultation of beneficial-ownership data to persons demonstrating a legitimate interest in fighting money laundering, ending open public access.

KPMG Law
Nov 22, 2022decision
CJEU invalidates general public access to UBO registers

The Court of Justice of the EU ruled that unrestricted public access to beneficial-ownership registers under the AML Directive was invalid, forcing Belgium to overhaul access to its UBO register.

Meijburg & Co
Aug 1, 2021lawofficial
Fully online company incorporation becomes possible

The Company Law Digitalisation Act (transposing EU Directive 2019/1151) allowed Belgian companies to be incorporated entirely online via notary videoconference and the StartMyBusiness platform, with electronic filing (e-depot) to the Crossroads Bank.

FPS Economy
May 1, 2019law
Code of Companies and Associations enters into force

The landmark reform abolished the EUR 18,550 minimum-capital requirement for the BV/SRL (replaced by a financial-plan and equity/liquidity-test regime) and slimmed the menu of company forms, making it far easier and cheaper to incorporate.

Jones Day
Sep 1, 2018law
Flanders abolishes basic management knowledge requirement

Flanders scrapped the obligation for new entrepreneurs to prove basic business-management skills, removing a key entry barrier; Brussels and (until 2025) Wallonia retained it.

Moore Belgium
Sep 18, 2017law
UBO register created in Belgian law

The Act of 18 September 2017 (transposing the EU 4th AML Directive) established Belgium's Ultimate Beneficial Owner register, requiring every newly formed company to declare its beneficial owners; the register became operational in late 2018.

Stibbe
Jan 16, 2003lawofficial
Crossroads Bank for Enterprises established

The Law of 16 January 2003 created the Crossroads Bank for Enterprises and the unique enterprise number (also serving as VAT ID), centralizing business registration through one-stop enterprise counters and forming the backbone of business start-up administration.

FPS Economy

Belgium - other topics

Last verified 5/23/2026 · Orientation, not legal advice - verify against the primary sources linked above. Explore the full world map →