Crypto license in Belgium: MiCA CASP requirements (2026)

Yes. To provide crypto-asset services in Belgium you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by the Financial Services and Markets Authority (FSMA), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.

The Financial Services and Markets Authority (FSMA).

An application fee of roughly €5,000–€25,000, plus ongoing supervisory fees.

Typically about 40 working days of substantive review; 1–3 months for a well-prepared application.

The application file centres on programme of operations describing each crypto-asset service you will provide; business plan with three-year financial projections; evidence of prudential safeguards (own funds or qualifying insurance); governance arrangements, organisational chart and internal-control description; plus fit-and-proper evidence for directors and qualifying shareholders.

Incorporate a legal entity with a registered office in the member state, with at least one director resident in the EU. Build the application file: programme of operations, business plan, governance, AML/CFT, ICT resilience and client-asset segregation. The authority then assesses the file and, once authorised, you can begin operating.

Yes — a single MiCA CASP licence passports across all 27 EU member states.

The Act of 11 December 2025 implementing MiCA was published on 24 December 2025 and entered into force on 3 January 2026; Belgian sanctions and enforcement powers became fully operational on that date.

FSMA supervises CASPs (other than credit institutions and stockbroking firms) and crypto-asset public offers / admissions to trading; NBB is the prudential supervisor for ART/EMT issuers and for CASPs that are credit institutions, stockbrokers, CSDs or e-money institutions.

Since 3 January 2026, services such as custody, trading, portfolio management or operation of trading platforms may no longer be offered in/from Belgium without a MiCA Art. 63 CASP authorisation; applications go to [email protected].

Providers that lawfully offered services before 30 December 2024 under prior national law may continue to provide the same services until 1 July 2026 or until their MiCA authorisation is granted/refused, whichever is sooner.

Belgium's first general capital-gains tax on financial assets (adopted by Parliament on 2 April 2026, retroactive to 1 January 2026) applies a 10% rate to private-investor crypto gains, with a €10,000 annual exemption; speculative gains remain taxed at 33% and professional gains at progressive rates up to 50%.

The Belgian Parliament adopted the DAC8 implementing law on 12 March 2026 (published 1 April 2026, retroactive to 1 January 2026), obliging CASPs to collect and report customer-transaction data to the FPS Finance for automatic exchange with EU tax authorities.