Is crypto legal in Jordan? Regulation & rules (2026)

Jordan's Parliament passed the Law Regulating Dealings in Virtual Assets (Law No. 14/2025), published in Official Gazette No. 5996 on 16 June 2025 and entering into force on 14 September 2025. It ended the previous Central Bank ban and created a mandatory JSC licensing and supervision regime.

The JSC published Regulation No. 94/2025 in the Official Gazette (effective 30 days after publication), establishing four licensed activity categories: platform operator/manager (JOD 1,500,000 minimum capital), custodian (JOD 2,000,000), trading broker (JOD 500,000), and financial services provider for virtual asset offerings (JOD 500,000). Licenses are granted only to corporate entities.

The JSC is the primary licensing and supervisory body for VASPs. The Central Bank of Jordan retains authority over digital payments, banking, and AML/CFT coordination; stablecoin use for payments requires separate CBJ authorization.

All licensed VASPs must comply with AML/CFT requirements aligned with FATF standards, including governance, cybersecurity, and consumer protection rules. Unlicensed virtual asset activity is a criminal offense carrying 1–3 years imprisonment and fines of JOD 50,000–100,000, plus compulsory closure and confiscation of equipment.

Amendments to Jordan's Income Tax Law classify cryptocurrency as taxable property. Capital gains face progressive rates up to 25%; mining and staking are treated as business income; mandatory reporting obligations apply from January 2026.

The JSC may authorize experimental testing of new virtual asset products and services under direct supervisory oversight before full-scale licensing, providing a pathway for innovative products including potential DeFi applications.