Why can my stablecoin cross an ocean but not reach a local bank account?
Opportunity
Stablecoins can settle cross-border value transfers in seconds, but converting institutional USDC flows into BRL, NGN, MXN, or PHP for payroll, tax payments, or supplier invoices at scale remains fragmented and often unavailable. Most off-ramp providers lack the banking relationships, compliance infrastructure, or API reliability to handle consistent flows above six figures per day in emerging-market corridors. Businesses must stitch together multiple providers with inconsistent KYC standards and settlement windows. The stablecoin rail is fast; the last meter to a local bank account is not.
Why it matters
A reliable, programmable fiat exit layer is what turns stablecoins from a trading instrument into actual business infrastructure.
機会をどう評価するか
The Opportunity Score is my own read, not a measurement: how much it hurts, how often it bites, and how little exists to solve it today. Higher means I think it is more worth building.
How much pain it causes when it shows up.
How often people actually run into it.
How little good tooling exists for it today.