Crypto & Digital Assets · Romania
Crypto license in Romania: MiCA CASP requirements (2026)
Romania shaded by its crypto & digital assets status
Crypto is regulated in Romania, primarily under EU Markets in Crypto-Assets Regulation (MiCA, Regulation (EU) 2023/1114), transposed/enabled domestically by Government Emergency Ordinance (OUG) 10/2025 (in force 13 March 2025). Competent authorities: Autoritatea de Supraveghere Financiară (ASF) for non-bank CASPs and ART issuers; Banca Națională a României (BNR) for credit institutions and e-money token (EMT) issuers; AML/CFT under Law 129/2019. Tax administered by ANAF..
Crypto is legal in Romania and is now regulated under the EU's MiCA regulation, which became fully applicable on 30 December 2024 and was transposed via OUG 10/2025 in March 2025, designating ASF as the lead supervisor and BNR as the competent authority for banks and EMT issuers. Romania is in MiCA's transitional period: AML-registered VASPs may continue operating until 1 July 2026, by which date a MiCA CASP authorisation is required; from 1 January 2026 capital gains on crypto are taxed at 16% (raised from 10%).
How to get a crypto license in Romania
To provide crypto-asset services in Romania you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by the Financial Supervisory Authority (ASF), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.
- Authority
- the Financial Supervisory Authority (ASF)
- License required
- a MiCA CASP authorisation (Crypto-Asset Service Provider)
- Framework / law
- the EU Markets in Crypto-Assets Regulation (MiCA), Title V
- Minimum capital
- €50,000–€150,000 minimum, by service class (Class 1/2/3)
- Timeline
- about 40 working days of substantive review; 1–3 months for a well-prepared application
- Cost
- an application fee of roughly €5,000–€25,000, plus ongoing supervisory fees
- Passporting
- Yes — a single MiCA CASP licence passports across all 27 EU member states.
Crypto license in Romania: FAQ
Yes. To provide crypto-asset services in Romania you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by the Financial Supervisory Authority (ASF), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.
The Financial Supervisory Authority (ASF).
An application fee of roughly €5,000–€25,000, plus ongoing supervisory fees.
Typically about 40 working days of substantive review; 1–3 months for a well-prepared application.
Yes — a single MiCA CASP licence passports across all 27 EU member states.
Key points
Government Emergency Ordinance 10/2025, in force since 13 March 2025, designates ASF as the primary supervisor of crypto-asset service providers (CASPs) and issuers of asset-referenced tokens, with BNR taking over for credit institutions and electronic-money token issuers.
Entities registered under Romania's AML regime by 30 December 2024 enjoy a grandfather window until 1 July 2026, but must file an ASF MiCA dossier by 31 December 2025; after 1 July 2026 no crypto firm may operate in Romania without a MiCA CASP licence.
ASF authorises and supervises non-bank CASPs and ART issuers (including crypto ATMs); BNR supervises credit institutions providing crypto services and EMT issuers, ensuring prudential stability. ANPC and ADR provide support on consumer protection and digitalisation.
Romania's 2026 fiscal package raises tax on crypto gains from 10% to 16% effective 1 January 2026 (gains realised in 2025 are still filed at 10%); crypto-to-crypto trades, staking and mining are taxable; declarations are made via Declarația Unică, and platforms must report transactions to ANAF.
OUG 10/2025 replaces the previous fragmented permission model with a compliance-driven CASP authorisation under MiCA. Minimum initial capital starts at EUR 25,000 (depending on services), with full EU passporting; typical authorisation timeline is reported at 3-4 months.
Fully decentralised protocols and DAOs without an identifiable issuer/intermediary are outside MiCA's scope (Article 2/recitals); Romania does not impose a domestic blockchain licence on such entities, but partly-centralised front-ends or governance can pull them back into scope.
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