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Crypto & Digital Assets · Czechia

Crypto license in Czechia: MiCA CASP requirements (2026)

RegulatedEU Regulation 2023/1114 (MiCA) + Czech Act No. 31/2025 Coll. on the Digitalisation of the Financial Market (Digital Finance Act, in force 15 Feb 2025); supervised by the Czech National Bank (CNB), with AML/CFT under the Czech AML Act (No. 253/2008 Coll.) and the Financial Analytical Office (FAÚ)Country index 84 · A

Czechia shaded by its crypto & digital assets status

Crypto is regulated in Czechia, primarily under EU Regulation 2023/1114 (MiCA) + Czech Act No. 31/2025 Coll. on the Digitalisation of the Financial Market (Digital Finance Act, in force 15 Feb 2025); supervised by the Czech National Bank (CNB), with AML/CFT under the Czech AML Act (No. 253/2008 Coll.) and the Financial Analytical Office (FAÚ).

Czechia is an EU member state where crypto-assets are legal and now comprehensively regulated under MiCA, transposed via the Digital Finance Act (Act No. 31/2025 Coll.) in force since 15 February 2025. The Czech National Bank is the competent authority for crypto-asset service provider (CASP) authorisations, white-paper notifications and stablecoin issuer supervision, and issued its first six CASP authorisations on 11 February 2026 out of 248 applications received. AML/CFT compliance is supervised by the FAÚ, and a 2025 tax reform exempts long-term crypto holdings (>3 years) from personal income tax up to CZK 40 million.

How to get a crypto license in Czechia

To provide crypto-asset services in Czechia you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by the Czech National Bank (ČNB), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.

Authority
the Czech National Bank (ČNB)
License required
a MiCA CASP authorisation (Crypto-Asset Service Provider)
Framework / law
the EU Markets in Crypto-Assets Regulation (MiCA), Title V
Minimum capital
€50,000–€150,000 minimum, by service class (Class 1/2/3)
Timeline
about 40 working days of substantive review; 1–3 months for a well-prepared application
Cost
an application fee of roughly €5,000–€25,000, plus ongoing supervisory fees
Passporting
Yes — a single MiCA CASP licence passports across all 27 EU member states.

Crypto license in Czechia: FAQ

Do you need a license to run a crypto business in Czechia?

Yes. To provide crypto-asset services in Czechia you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by the Czech National Bank (ČNB), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.

Which authority issues crypto licenses in Czechia?

The Czech National Bank (ČNB).

How much does a crypto license cost in Czechia?

An application fee of roughly €5,000–€25,000, plus ongoing supervisory fees.

How long does it take to get a crypto license in Czechia?

Typically about 40 working days of substantive review; 1–3 months for a well-prepared application.

Does a Czechia crypto license work in other EU/EEA countries?

Yes — a single MiCA CASP licence passports across all 27 EU member states.

Key points

MiCA in force via Digital Finance Act

Act No. 31/2025 Coll. (Digital Finance Act) entered into force on 15 February 2025, designating the CNB as competent authority for MiCA and providing adaptation rules for issuers, offerors and CASPs.

CNB as supervisor

The Czech National Bank receives MiCA notifications and applications, supervises CASPs, ART/EMT issuers, public offerings and the broader crypto-asset market, and exercises enforcement powers.

Transitional regime for legacy VASPs

CASPs that lawfully provided services under a Czech trade licence before 30 December 2024 may continue under the transitional regime until 1 July 2026, provided they filed a MiCA licence application by 31 July 2025.

First MiCA authorisations issued

On 11 February 2026 the CNB announced it had received 248 MiCA applications (one of the highest counts in the EU) and granted the first six CASP authorisations.

Long-term holding tax exemption

Effective from 2025, gains from sales of crypto-assets held over three years are exempt from personal income tax up to a CZK 40 million per-taxpayer cap; annual gross transactions under CZK 100,000 are also exempt from reporting.

AML/CFT and travel rule

All CASPs/VASPs are obliged entities under the Czech AML Act supervised by the FAÚ, with KYC, transaction monitoring and suspicious-transaction reporting; from 30 December 2024 the EU Transfer of Funds Regulation 2023/1113 travel rule applies.

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