Crypto & Digital Assets · Slovakia
Crypto license in Slovakia: MiCA CASP requirements (2026)
Slovakia shaded by its crypto & digital assets status
Crypto is regulated in Slovakia.
FrameworkEU Markets in Crypto-Assets Regulation (Regulation (EU) 2023/1114, MiCA), fully applicable from 30 December 2024; supervised in Slovakia by Národná banka Slovenska (NBS). Complemented by Regulation (EU) 2023/1113 (Travel Rule / TFR), Regulation (EU) 2022/2554 (DORA, applicable from 17 January 2025), Slovak AML legislation, the Income Tax Act, and the Act on Automatic Exchange of Information on Financial Accounts (amended in 2025 to implement DAC8, effective 1 January 2026).
Crypto-assets are legal in Slovakia and regulated under the directly applicable EU MiCA framework, with the Národná banka Slovenska (NBS) acting as the sole competent authority for authorising and supervising crypto-asset service providers (CASPs) and crypto-asset issuers. The MiCA transitional ('grandfathering') window ended on 30 December 2025, so since 1 January 2026 only firms holding an NBS authorisation or passporting in from another EU competent authority may serve Slovak clients; the previous national VASP trade-licence regime has been superseded. Slovakia has also enacted national rules on crypto taxation (preferential 7% rate on long-held coins) and transposed DAC8/CARF reporting obligations on CASPs that take effect from 2026.
How to get a crypto license in Slovakia
To provide crypto-asset services in Slovakia you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by Národná banka Slovenska (NBS), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.
- Authority
- Národná banka Slovenska (NBS)
- License required
- a MiCA CASP authorisation (Crypto-Asset Service Provider)
- Framework / law
- the EU Markets in Crypto-Assets Regulation (MiCA), Title V
- Minimum capital
- €50,000–€150,000 minimum, by service class (Class 1/2/3)
- Timeline
- about 40 working days of substantive review; 1–3 months for a well-prepared application
- Cost
- an application fee of roughly €5,000–€25,000, plus ongoing supervisory fees
- Passporting
- Yes — a single MiCA CASP licence passports across all 27 EU member states.
What a crypto license in Slovakia covers
- Custody and administration of crypto-assets for clients
- Operating a trading platform for crypto-assets
- Exchanging crypto-assets for funds, or for other crypto-assets
- Executing orders for crypto-assets on behalf of clients
- Reception and transmission of orders, and placing of crypto-assets
- Advice and portfolio management on crypto-assets
- Transfer services for crypto-assets on behalf of clients
How to get a crypto license in Slovakia: step by step
- 1Incorporate a legal entity with a registered office in the member state, with at least one director resident in the EU.
- 2Build the application file: programme of operations, business plan, governance, AML/CFT, ICT resilience and client-asset segregation.
- 3Submit the application to the national competent authority.
- 4Completeness check: the authority has 25 working days to confirm the file is complete and request anything missing.
- 5Substantive assessment: the authority has 40 working days to grant or refuse the authorisation.
- 6Once authorised, notify the passport to the host member states you intend to serve, then begin operating across the EU.
Documents required in Slovakia
- Programme of operations describing each crypto-asset service you will provide
- Business plan with three-year financial projections
- Evidence of prudential safeguards (own funds or qualifying insurance)
- Governance arrangements, organisational chart and internal-control description
- AML/CFT policies and the appointment of a compliance officer
- ICT security, business-continuity and DORA-aligned resilience policies
- Custody and client-asset segregation arrangements
- Complaints-handling procedure and conflict-of-interest policy
- Fit-and-proper evidence for directors and qualifying shareholders (CVs, criminal-record certificates)
After authorisation: ongoing obligations in Slovakia
- Maintain prudential safeguards and own funds at or above the class minimum
- Keep client crypto-assets segregated from the firm's own assets
- Run continuous AML/CFT monitoring, screening and suspicious-activity reporting
- Keep marketing communications fair, clear and not misleading
- Operate complaints handling and manage conflicts of interest
- Meet ICT resilience and incident-reporting duties under DORA
- File periodic reports to the national competent authority
Crypto license in Slovakia: FAQ
Yes. To provide crypto-asset services in Slovakia you need a MiCA CASP authorisation (Crypto-Asset Service Provider), supervised by Národná banka Slovenska (NBS), under the EU Markets in Crypto-Assets Regulation (MiCA), Title V.
Národná banka Slovenska (NBS).
An application fee of roughly €5,000–€25,000, plus ongoing supervisory fees.
Typically about 40 working days of substantive review; 1–3 months for a well-prepared application.
The application file centres on programme of operations describing each crypto-asset service you will provide; business plan with three-year financial projections; evidence of prudential safeguards (own funds or qualifying insurance); governance arrangements, organisational chart and internal-control description; plus fit-and-proper evidence for directors and qualifying shareholders.
Incorporate a legal entity with a registered office in the member state, with at least one director resident in the EU. Build the application file: programme of operations, business plan, governance, AML/CFT, ICT resilience and client-asset segregation. The authority then assesses the file and, once authorised, you can begin operating.
Yes — a single MiCA CASP licence passports across all 27 EU member states.
Key points
Regulation (EU) 2023/1114 (MiCA) and its Level 2/3 implementing acts apply in Slovakia. NBS publishes guidance on its 'Crypto-assets' supervision pages and is responsible for authorising CASPs, supervising white-paper notifications, and enforcing market-abuse and conduct rules for crypto activities.
Slovakia did not extend the optional MiCA transitional period; from 1 January 2026 firms that previously operated under the Slovak VASP trade-licence regime can no longer provide crypto-asset services unless authorised as a CASP by NBS or passported in from another EU competent authority.
Regulation (EU) 2022/2554 (DORA) has applied to Slovak CASPs since 17 January 2025, imposing ICT risk-management, incident-reporting, and third-party concentration rules. Regulation (EU) 2023/1113 (TFR) requires Travel Rule data on all crypto-asset transfers and is enforced via NBS / Financial Intelligence Unit oversight.
The Slovak Parliament approved an amendment to the Act on Automatic Exchange of Information on Financial Accounts for Tax Administration on 10 June 2025, transposing Directive (EU) 2023/2226 (DAC8) and the OECD CARF. CASPs become reporting financial institutions for crypto from 1 January 2026, with first reporting due in 2027.
Under the Slovak Income Tax Act, gains on the sale of crypto-assets held for at least 365 days are taxed at a preferential 7% personal income-tax rate, with no health-insurance levy. Sales of coins held under one year are taxed as ordinary income at progressive brackets, and mining/staking-as-business is treated as business income.
NBS confirms that private buying, selling and holding of crypto-assets by consumers does not require authorisation. NBS has also published ESMA's February 2025 guidelines on the narrow scope of the reverse-solicitation exemption, signalling active supervision against unauthorised cross-border solicitation of Slovak clients.
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