Why is there no one to call when a foreign verifier misuses my domestic credential?

Digital identity wallets are built around issuer-state jurisdiction: if a Dutch-issued credential causes a dispute, Dutch authorities are the expected recourse. When that credential is accepted by an employer in Singapore or a bank in Canada, the issuing jurisdiction has no legal reach and the foreign verifier has no obligation under that framework. A 2026 European Financial Review analysis identified the UK-EU verification gap as a specific and growing commercial friction point, and a cross-jurisdictional redress study published in May 2026 found that every deployed digital identity architecture assumes the issuer jurisdiction and the redress jurisdiction are the same entity, an assumption that cross-border wallet use immediately breaks. No bilateral recognition agreement covers what happens when an accepted foreign credential leads to fraud, a data error, or a revocation dispute, and t